Get Out of Debt and Save for the Future

Categories: Retirement | by admin

Many Americans are consumed with anxiety and frustration over the debt that they owe, and the lack of funds to pay it off. Furthermore, most people struggle to save a cushion of three to six months’ worth of living expenses …

Buying Your Retirement

Categories: Retirement | by admin

Most of us know it is smart to save money for those big-ticket items we really want to buy, such as a new television, car or home. But you may not realize that probably the most expensive thing you will …

Retirement Plan Don’ts

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When it comes to saving for retirement, you will find a lot of information about ways to save, the different retirement plans that are available, the kinds of investments you can make and how the market works. But be warned: …

Managing for a Lifetime of Financial Growth

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You probably will experience several major events in your life that can make it more difficult to start or continue saving toward retirement and other goals. The key is to have a clear plan, to stay focused on your goals …

Beginning Your Savings Fitness Plan

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To get started, look at your current financial resources. This is important because your financial resources affect not only your ability to reach your goals, but also your ability to protect those goals from potential financial crises. These are the …

Financial Wellness: Creating a Spending Plan

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Once you have a general idea of how much you need to save each month to reach your retirement goal, you need to determine where you will find the money. There’s one simple trick for saving for any goal: spend …

The Power of Compounding

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Regardless of where you choose to invest your money—cash, stocks, bonds, real estate or a combination of places—the key to saving for retirement is to make your money work for you. It does this through the power of compounding. Compounding …

Using Employer-based Retirement Plans

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Does your employer provide a retirement plan? If so, retirement experts say that you should take advantage of it. Employer-based plans are the most effective way to save for your future, and also offer certain tax benefits. Employer-based plans come …

Coping with Financial Crises

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Life has a way of throwing unexpected financial roadblocks, detours and potholes in our path. These might be large medical bills, car or home repairs, a death in the family, loss of a job or expensive legal situations. Such financial …

Planning for Retirement

Categories: Retirement | by admin

Regardless of your current stage of life, there are ways to save and prepare for retirement.

Planning for Retirement While You Are Still Young

Retirement may seem abstract and far in the future at this stage in your life. However, …